Insurance and Policies

Financial Policy

Fees for office visits must be paid at the time services are rendered. We accept cash, checks, Visa, MasterCard and Discover. Co-payments are due at the time of service.

Returned checks

A $35 fee will be charged for every returned check. Payment after a returned check will only be accepted via cash or credit card.

Insurance & Payment

At Desert Center for Allergy and Chest Diseases, we accept Medicare and most major insurance plans. Please contact your insurance company or you may call our office at (602) 788-7211 to find out if we accept your insurance plan.

Please bring all insurance information with you so that we may bill your insurance company. If you do not bring your insurance information, we may have to reschedule your appointment, or you will be required to pay for your visit. We will be glad to provide you with an itemized account of your visit to submit to your insurance for reimbursement. Please update any insurance and address changes at check in. If you know you need to update either of these, please arrive 15 minutes early to your appointment.

It is your responsibility to pay any co-payments, deductibles, co-insurance or any other balance not covered by your insurance company. As a courtesy to our patients, we will bill your secondary insurance. If payment is not received within 45 days of billing, we will transfer responsibility to you. Only you are ultimately responsible for the payment of your account. Your medical insurance represents a contract between you and your insurance company.

Your insurance company is responsible to you for payment of your claims; they have no obligation to us. Therefore, our office can neither accept responsibility for collecting insurance claims, nor for negotiating a settlement for a disputed claim between you and your insurance company. Remember, you are a customer of your insurance company and you pay the premium for your insurance, either directly or indirectly. Therefore, your insurance company must be responsible to you and must answer your questions. Do not hesitate to contact them when you have a question or complaint regarding your insurance coverage.

**Please contact your insurance provider to confirm eligibility and to understand the terms of your policy.**

Contracted Insurance Plans

  • Aetna PPO
  • Aetna HMO
  • Ameriben
  • AZ Foundation
  • BCBS
  • BCBS Advantage
  • Cigna PPO
  • Cigna HMO
  • Healthnet AHCCCS
  • Healthnet PPO
  • Humana PPO
  • Humana HMO
  • Lifeprint/Optum (AARP)
  • Medicare
  • Mercy Care AHCCCS
  • Meritain
  • Phx Direct Hosp. Network (AARP)
  • Tricare Prime
  • Tricare Standard
  • UHC
  • UMR

Cancellation Policy

If you cancel or do not show up your appointment and you have not notified us at least 24 hours in advance, you will be subject to cancellation fees of $25. For scheduled in office procedures the fee is $50. We provide confirmation calls prior to any appointment, however, do not rely upon this reminder system to cancel your appointment. Repeated missed appointments may lead to dismissal from the practice.